Our Gold Loan Rates
The Geelong Gold Company will offer you the interest rates and can lend any amount you money that you require in Geelong.
All loans are secured against your gold and silver items you pledge to us, which are used as collateral for your loan.
Our interest rates charged can be seen in the table below, with no extra fee's or charges associated.
You can take out a Gold Loan for as long as you like as long as you continue to pay the monthly interest.
Our Geelong Gold Loan Interest Rates
| Loan Amount | 7 Day Loan | 14 Day Loan | 30+ Day Loan |
|---|---|---|---|
| $200+ | 5% | 6% | 10% |
| $1,000+ | 4% | 5% | 8% |
| $4,000+ | 3.5% | 4% | 7% |
| $7,000+ | 3% | 4% | 6% |
| $10,000+ | 2.5% | 3% | 5% |
| $20,000+ | 1% | 2% | 4% |
| $30,000+ | 1% | 1.5% | 3% |
Geelong Gold Company's will loan you the highest amount possible against your gold and silver items. You can use gold jewellery, family ornaments or gold or silver bullion. Rest assured your items will be stored safely with us free of charge. With our competitive interest rates and free storage why not use our gold pawnbroker service today.
Need Time To Repay?All gold loans are pledged for 30 days, to extend your loan for another 30 days simply pay the monthly interest into our bank account. No further action is required from you.
Advantages of taking a Gold Loan with the Geelong Gold Company:
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No appointments required!
Walk into our Geelong shop and receive your pawn loan in minutes of our consultant assessing your gold items.
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We loan to anyone with valid ID
Bank won't lend to you? No problem, we will loan to anyone based on the value of your gold or silver items.
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Lowest interest rates in Geelong guaranteed with our gold pawnbroker service
You will find Geelong Gold Company can offer you almost double what other Geelong pawn shops offer.
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Your gold and silver items are used as security against your loan
Highest payouts possible using the latest XRF technology to assess your gold and silver items.
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To extend an extra 30 days simply pay the previous months interest
To extend your loan by 30 days simply pay the current months interest due. No need to notify us of payment, we will automatically extend your loan for an additional 30 days.
Ready to take out a loan? Visit our contact us page below for our address and phone number
Our Office Location DetailsTYPES OF ITEMS WE PAWN / LOAN UPON:
Our Geelong pawnbrokers accept basically all precious metal items, whether it is jewellery, coins, bullion bars or other types of gold and silver. An example of this is mentioned below:
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Gold Jewellery
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Gold Coins
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Gold Bullion
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Scrap / Damaged Gold
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Silver Jewellery
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Silver Coins
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Silver Bullion
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Old / Scrap / Damaged Silver
If you have precious metal items which are not listed above, please contact us to find out whether our Geelong pawn shop can secure a loan against them by calling us on
(03) 8678 2050What amount of interest repayments will be required?
You can accurately estimate interest repayments using the table below, here we provided a simple list of common loan amounts and paired these to interest payable upon loan redemption.
Interest amounts payable when collecting your items
| Loan Amount | Repaid in 7 Days | Repaid in 14 Days | Within/Per 30 Days |
|---|---|---|---|
| $500 | $25 | $30 | $50 |
| $1,000 | $40 | $50 | $80 |
| $4,000 | $140 | $160 | $280 |
| $7,000 | $210 | $280 | $420 |
| $10,000 | $250 | $300 | $500 |
| $20,000 | $200 | $400 | $800 |
| $30,000 | $300 | $450 | $900 |
The total interest payable will be displayed clearly on your loan ticket when you obtain a gold loan using our Geelong pawn shop service.
What do I need to bring with me to get a loan today?
IDENTIFICATION-
Option 1
You need only bring us ONE VALID PHOTO ID to get a loan from us today, like all pawn shops in Geelong this is the most common method people use to receive loans on their gold and silver. Valid ID types are:
- Passports (Local or Foreign)
- KeyPass ID Cards
- State Issued Drivers Licences
- State Issued Learners Permits
- Firearms Licence
- Tertiary Education Photo ID
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Option 2
If you do not have any of the previously mentioned valid photo ID's, you can still get a loan from us, provided you have TWO VALID TEXT BASED ID. Valid text based ID types are:
- Birth Certificate (Full or Extract)
- Certificate of Marriage
- Medicare Card
- Australian Bank Statement or Utility Bill
- Commonwealth Veterans Affairs Card
- Commonwealth Pensioner Concession Card
- Commonwealth Health Care Card
1. Minimum loan term 1 week, maximum loan term unlimited. 2. APR = 24% 3. If you borrow $10,000 you must payback $14,800 after 1 year
Visit us in Store Today
- The Geelong Gold Company.
109 Ryrie Street,
Geelong, VIC. 3220. - Phone: (03) 8678 2050
